In compliance with FCA regulations, all client funds are fully segregated from IQ Option Mining’s own assets and are held in an EEA-regulated credit institution. This ensures that client funds remain identifiable, accessible at all times, and are never used by IQ Option Mining for any other purpose. Additionally, under UK insolvency law, client funds are protected and cannot be accessed by the company’s creditors in the event of firm insolvency.

IQ Option Mining conducts daily reconciliations of client money in line with FCA requirements to ensure that all funds held in segregated accounts accurately reflect the total client assets. The full balance of each client's trading account is treated as client money. As an FCA-regulated entity, IQ Option Mining submits Client Money Asset Returns (CMAR) to the regulator on a daily/weekly basis.

Our client money controls and processes undergo an annual audit by our auditors, who report directly to the FCA. In the unlikely event that the bank holding segregated client funds enters liquidation, any losses would be distributed proportionately among clients based on their share of the total amount. For banks regulated by the Prudential Regulation Authority (PRA), the Financial Services Compensation Scheme (FSCS) covers any losses up to a maximum of $250,000 per client (https://www.fscs.org.uk/). For European banks, the Deposit Guarantee Scheme covers losses up to $50,000 per client.